Asset & Liability Management eSchool 2025
Asset & Liability Management eSchool 2025
Overview
Effective Asset Liability Management (ALM) is critical to the safety, soundness, and long-term success of your credit union. The Asset Liability Management eSchool provides a credit union-specific foundation in ALM principles, while guiding you through analytical tools, risk and reward concepts, and practical decision-making frameworks.
This five-part series builds session by session, culminating in a real-world case study to help you apply what you’ve learned in a meaningful way.
Topics include:
- Understanding ALM’s role in your credit union’s financial health and regulatory compliance.
- Exploring key concepts like cash flow analysis, static gap, and net economic value.
- Clarifying misunderstood metrics, such as yield, duration, and risk measures, and what they really mean.
- Identifying assumptions that drive ALM modeling, including non-maturity deposits and prepayment speeds.
- Managing liquidity, oversight, and strategic trade-offs in today’s interest rate environment.
This learning opportunity is part of the complete Training Bundle series. Subscribe to get access to this webinar or eSchool, along with over 80+ webinars & eSchools covering critical topics for you and all your staff.
Schedule
Sessions
Tuesday, December 2, 2025 | 1:00 - 2:30 p.m.
After laying the foundation with an overview of the business of banking (how CUs make money), attendees learn the risks associated with asset/liability management (ALM) and how ALM fits in. The discussion of ALM covers the role it should play in the institution as well as the associated risks. Session includes the importance of ALM to safety and soundness, ALM vs AL compliance, overview, and core functions of financial institutions, reward, risk, and ALM objectives and vulnerabilities.
Thursday, December 4, 2025 | 1:00 - 2:30 p.m.
Taking a close look at the general principles of cash flows, attendees then learn about the different types of existing analytical frameworks commonly used to evaluate cash flows—and the limitations of each. Session includes cash flows, static gap, measuring reward (income sensitivity), measuring risk (net economic value), and vulnerabilities with the traditional decision-making process.
Thursday, December 11, 2025 | 1:00 - 2:30 p.m.
Having learned the analytical frameworks commonly used to evaluate cash flows, attendees will break down total return and evaluate the trade-off between risk and reward through discussion and case study. They will also walk through an example of liquidity. The session covers a range of topics, including incomplete tools and misunderstood terms, the problem with yield and duration, establishing a common denominator, total return scenario analysis, and the marriage of income and economic value simulations.
Tuesday, December 16, 2025 | 1:00 - 2:30 p.m.
Having learned the conventional analytical frameworks, attendees turn to assumptions and how they factor into the evaluation of assets, liabilities, off-balance-sheet instruments, and more. Session includes non-maturity deposits, reinvestment rates, prepayment speeds, early redemptions, static balance sheet, interest rate changes (timing and magnitude), and discounting cash flows (curves and spreads).
Thursday, December 18, 2025 | 1:00 - 2:30 p.m.
The program culminates with the optimal decision-making framework for institutions and lays it out in real-world context along with the impact this framework would have for the various stakeholders of an institution. Session includes liquidity, board oversight, stakeholder tensions, case study, and course takeaways.
Pricing & Registration
Member
Non-Member
Asset & Liability Management eSchool 2025
Asset & Liability Management eSchool 2025
Asset & Liability Management eSchool 2025 | On Demand
Asset & Liability Management eSchool 2025 | On Demand
Member discounts
All credit unions are invited to register for this event. Members receive a significant discount.
Additional discounts available to member credit unions:
- Less than $50 million in assets save 20%
- Council members save 25%
- League staff save 20%
- Multi-Attendee discount - Register four attendees and get the 5th free
Please include all registrations in the same order for the discount to apply
Only one discount can be applied per registration. If a registration qualifies for more than one discount, the highest-value discount will be applied.
Other non-credit union attendees should contact us to confirm eligibility.
Need help accessing member pricing? Contact 800-356-9655 or hello@americascreditunions.org.
Attendee Info
Code of Conduct
We want everyone's event experience to be welcoming, respectful, and safe.
How to access
All live hybrid and virtual events, eSchools, and webinars are hosted on Zoom, a web conferencing platform that allows for live, interactive virtual sessions. Some on-demand hybrid and virtual events, eSchools, and webinars are hosted on Vimeo, a video streaming platform – some are hosted on Zoom. To attend, you will need a computer, tablet, or mobile device with a strong internet connection.
Whether this is your first time attending a webinar or eSchool, or you simply need a refresher, review these helpful steps and frequently asked questions below.
Access instructions for webinars and eSchools
Virtual Cancellations
All cancellations must be received in writing. Please provide a brief explanation for the cancellation and submit via email to hello@americascreditunions.org. Cancellations received more than 7 days prior to the event are subject to a 25% administrative fee on the order total. No refunds will be granted for cancellations received on or after 7 days prior to the event. Substitutions are accepted prior to the start of the program. Additional costs may apply. Please provide the event name, current participant and new participant name to hello@americascreditunions.org.
On Demand Cancellations
Once a purchase is completed, it is considered final. We do not offer refunds or exchanges for these products unless they are defective or not as described. Defective Products: If you receive a defective product, please contact us within 48 hours of receipt. We will arrange for a replacement or provide a refund at our discretion. Incorrect Item Received: If you receive an incorrect item, notify us within 48 hours of delivery. We will provide instructions for returning the item and issue a refund or replacement. For all questions please contact hello@americascreditunions.org.
